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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,285 | $58,391+80.3% | $76,657+37.3% | $72,975+44.3% |
| Participation rate | 37.2% | 67.4%-30.2pp | 72.1%-34.9pp | 69.5%-32.3pp |
| Annual return | 18.39% | 2306.65%-2288.3pp | 1166.74%-1148.3pp | 81.01%-62.6pp |
| Employer contribution / active EE | $548 | $1,787-69.3% | $2,303-76.2% | $2,440-77.5% |
| Participant deferral / active EE | $3,241 | $2,690+20.5% | $3,335-2.8% | $3,608-10.2% |
| Admin fee / account holder | $12,567 | $4,014+213.0% | $6,423+95.7% | $5,124+145.3% |