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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,002 | $48,274+55.4% | $63,244+18.6% | $59,633+25.8% |
| Participation rate | 39.2% | 66.3%-27.1pp | 71.0%-31.9pp | 68.7%-29.5pp |
| Annual return | -1.24% | -240.79%+239.5pp | -70.31%+69.1pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $446 | $1,586-71.9% | $2,322-80.8% | $2,203-79.7% |
| Participant deferral / active EE | $2,329 | $2,343-0.6% | $2,953-21.1% | $3,192-27.0% |
| Admin fee / account holder | $1,247 | $3,600-65.3% | $5,893-78.8% | $4,297-71.0% |