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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,224 | $71,873+21.4% | $86,698+0.6% | $68,490+27.4% |
| Participation rate | 71.0% | 72.2%-1.3pp | 76.6%-5.6pp | 67.9%+3.1pp |
| Annual return | -17.04% | 3.54%-20.6pp | 35.96%-53.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $829 | $2,173-61.9% | $2,837-70.8% | $2,597-68.1% |
| Participant deferral / active EE | $4,124 | $3,779+9.1% | $4,656-11.4% | $4,028+2.4% |
| Admin fee / account holder | $1,251 | $6,110-79.5% | $7,492-83.3% | $5,403-76.8% |