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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,196 | $86,288+24.2% | $111,306-3.7% | $85,851+24.9% |
| Participation rate | 70.0% | 73.3%-3.3pp | 77.3%-7.3pp | 69.3%+0.7pp |
| Annual return | 10.67% | 19.99%-9.3pp | 54.67%-44.0pp | 318.63%-308.0pp |
| Employer contribution / active EE | $818 | $2,044-60.0% | $2,732-70.0% | $2,565-68.1% |
| Participant deferral / active EE | $4,038 | $3,641+10.9% | $4,488-10.0% | $3,952+2.2% |
| Admin fee / account holder | $12,629 | $8,189+54.2% | $7,966+58.5% | $6,261+101.7% |