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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,699 | $110,137-49.4% | $161,149-65.4% | $82,637-32.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 8.32% | 20.69%-12.4pp | 21.16%-12.8pp | 53.51%-45.2pp |
| Employer contribution / active EE | $2,046 | $2,856-28.4% | $4,360-53.1% | $2,552-19.8% |
| Participant deferral / active EE | $1,224 | $4,575-73.2% | $6,153-80.1% | $4,126-70.3% |
| Admin fee / account holder | $406 | $9,467-95.7% | $15,194-97.3% | $7,339-94.5% |