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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,198 | $101,752-35.9% | $164,928-60.5% | $80,911-19.4% |
| Participation rate | 70.0% | 71.8%-1.8pp | 78.6%-8.6pp | 67.6%+2.4pp |
| Annual return | 21.04% | 16.73%+4.3pp | 70.08%-49.0pp | 35.63%-14.6pp |
| Employer contribution / active EE | $2,109 | $2,953-28.6% | $4,343-51.5% | $2,756-23.5% |
| Participant deferral / active EE | $1,290 | $4,477-71.2% | $6,034-78.6% | $4,297-70.0% |
| Admin fee / account holder | $726 | $8,218-91.2% | $12,684-94.3% | $6,935-89.5% |