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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $808,038 | $102,385+689.2% | $147,080+449.4% | $80,935+898.4% |
| Participation rate | 97.1% | 75.9%+21.3pp | 82.2%+15.0pp | 67.7%+29.5pp |
| Annual return | 12.43% | 135.09%-122.7pp | 420.17%-407.7pp | 35.66%-23.2pp |
| Employer contribution / active EE | $13,379 | $3,717+259.9% | $4,933+171.2% | $2,757+385.3% |
| Participant deferral / active EE | $15,077 | $6,651+126.7% | $8,066+86.9% | $4,299+250.7% |
| Admin fee / account holder | $1,400 | $7,951-82.4% | $12,989-89.2% | $6,924-79.8% |