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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $945,979 | $105,200+799.2% | $159,474+493.2% | $85,847+1001.9% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.8%-2.8pp | 69.3%+10.7pp |
| Annual return | 13.60% | 45.08%-31.5pp | 263.68%-250.1pp | 318.61%-305.0pp |
| Employer contribution / active EE | $2,477 | $3,319-25.4% | $4,831-48.7% | $2,565-3.4% |
| Participant deferral / active EE | $11,527 | $5,946+93.9% | $7,353+56.8% | $3,952+191.7% |
| Admin fee / account holder | $12,655 | $6,934+82.5% | $10,802+17.1% | $6,261+102.1% |