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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,693 | $85,766+585.2% | $136,298+331.2% | $70,126+738.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.18% | 31.46%-18.3pp | 5156.27%-5143.1pp | 73.15%-60.0pp |
| Employer contribution / active EE | $14,150 | $2,966+377.1% | $4,696+201.3% | $2,343+504.0% |
| Participant deferral / active EE | $10,330 | $5,051+104.5% | $6,247+65.3% | $3,332+210.0% |
| Admin fee / account holder | $3,201 | $5,421-40.9% | $9,244-65.4% | $4,645-31.1% |