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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,294 | $91,525-58.2% | $130,026-70.5% | $75,181-49.1% |
| Participation rate | 78.8% | 71.4%+7.4pp | 78.5%+0.4pp | 67.2%+11.6pp |
| Annual return | 20.00% | -631.40%+651.4pp | -137.26%+157.3pp | 160.69%-140.7pp |
| Employer contribution / active EE | $805 | $2,844-71.7% | $4,321-81.4% | $2,671-69.9% |
| Participant deferral / active EE | $3,825 | $4,342-11.9% | $5,821-34.3% | $4,126-7.3% |
| Admin fee / account holder | $1,374 | $6,778-79.7% | $10,608-87.1% | $5,650-75.7% |