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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,286 | $81,870-71.6% | $119,622-80.5% | $68,486-66.0% |
| Participation rate | 89.5% | 71.9%+17.6pp | 79.3%+10.2pp | 67.9%+21.6pp |
| Annual return | -17.66% | -23.82%+6.2pp | -14.98%-2.7pp | -7.85%-9.8pp |
| Employer contribution / active EE | $517 | $2,692-80.8% | $4,232-87.8% | $2,597-80.1% |
| Participant deferral / active EE | $2,755 | $4,148-33.6% | $5,601-50.8% | $4,028-31.6% |
| Admin fee / account holder | $340 | $6,583-94.8% | $10,328-96.7% | $5,404-93.7% |