Filed December 8, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,972 | $57,061+38.4% | $85,063-7.2% | $80,911-2.4% |
| Participation rate | 100.0% | 56.3%+43.7pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 18.25% | 21.66%-3.4pp | 66.54%-48.3pp | 35.63%-17.4pp |
| Employer contribution / active EE | $7,984 | $1,799+343.9% | $2,727+192.8% | $2,756+189.7% |
| Participant deferral / active EE | $12,222 | $3,110+292.9% | $4,523+170.2% | $4,297+184.4% |
| Admin fee / account holder | $10,855 | $4,986+117.7% | $6,155+76.4% | $6,935+56.5% |