Filed December 8, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,720 | $49,891+17.7% | $80,607-27.2% | $75,181-21.9% |
| Participation rate | 96.8% | 55.3%+41.5pp | 67.0%+29.8pp | 67.2%+29.6pp |
| Annual return | 20.77% | 34.67%-13.9pp | 936.11%-915.3pp | 160.69%-139.9pp |
| Employer contribution / active EE | $7,341 | $1,698+332.2% | $2,724+169.5% | $2,671+174.9% |
| Participant deferral / active EE | $11,029 | $2,991+268.7% | $4,448+148.0% | $4,126+167.3% |
| Admin fee / account holder | $6,247 | $3,578+74.6% | $5,379+16.1% | $5,650+10.6% |