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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,369 | $63,703+62.3% | $93,063+11.1% | $82,448+25.4% |
| Participation rate | 72.2% | 63.8%+8.4pp | 72.1%+0.1pp | 68.1%+4.2pp |
| Annual return | 11.13% | -775.43%+786.6pp | 34.15%-23.0pp | 41.64%-30.5pp |
| Employer contribution / active EE | $1,584 | $1,729-8.4% | $2,476-36.0% | $2,551-37.9% |
| Participant deferral / active EE | $2,902 | $2,919-0.6% | $3,958-26.7% | $4,139-29.9% |
| Admin fee / account holder | $3,102 | $5,982-48.1% | $6,033-48.6% | $7,234-57.1% |