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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,369 | $63,354+63.2% | $94,105+9.8% | $82,637+25.1% |
| Participation rate | 72.2% | 63.8%+8.4pp | 71.9%+0.3pp | 68.1%+4.2pp |
| Annual return | 11.13% | 34.36%-23.2pp | 204.55%-193.4pp | 53.51%-42.4pp |
| Employer contribution / active EE | $1,584 | $1,760-10.0% | $2,504-36.8% | $2,552-37.9% |
| Participant deferral / active EE | $2,902 | $2,873+1.0% | $3,881-25.2% | $4,126-29.7% |
| Admin fee / account holder | $3,102 | $5,073-38.9% | $6,199-50.0% | $7,339-57.7% |