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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,838 | $167,362+22.4% | $143,799+42.4% | $134,532+52.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.75% | 0.47%-16.2pp | -0.04%-15.7pp | 418.27%-434.0pp |
| Employer contribution / active EE | $3,478 | $5,620-38.1% | $4,952-29.8% | $4,741-26.6% |
| Participant deferral / active EE | $7,679 | $6,447+19.1% | $5,638+36.2% | $6,401+20.0% |
| Admin fee / account holder | $1,945 | $18,094-89.3% | $14,677-86.8% | $11,429-83.0% |