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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,416 | $202,342+6.5% | $172,752+24.7% | $152,897+40.9% |
| Participation rate | 95.5% | 87.1%+8.4pp | 82.6%+12.8pp | 82.5%+13.0pp |
| Annual return | 16.89% | 1029.83%-1012.9pp | 802.97%-786.1pp | 345.43%-328.5pp |
| Employer contribution / active EE | $5,864 | $5,858+0.1% | $5,144+14.0% | $4,764+23.1% |
| Participant deferral / active EE | $6,660 | $5,948+12.0% | $5,198+28.1% | $5,851+13.8% |
| Admin fee / account holder | $11,557 | $17,111-32.5% | $13,955-17.2% | $11,599-0.4% |