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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,366 | $209,428+15.7% | $178,498+35.8% | $158,950+52.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.34% | 188.78%-177.4pp | 151.09%-139.8pp | 302.91%-291.6pp |
| Employer contribution / active EE | $5,000 | $5,707-12.4% | $5,011-0.2% | $4,762+5.0% |
| Participant deferral / active EE | $8,561 | $5,955+43.8% | $5,202+64.6% | $5,983+43.1% |
| Admin fee / account holder | $8,400 | $17,077-50.8% | $13,985-39.9% | $11,248-25.3% |