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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,171 | $138,385+237.6% | $184,243+153.6% | $80,925+477.3% |
| Participation rate | 96.9% | 83.9%+13.0pp | 86.8%+10.1pp | 67.7%+29.3pp |
| Annual return | 16.67% | 20.02%-3.3pp | 28.82%-12.1pp | 35.65%-19.0pp |
| Employer contribution / active EE | $16,085 | $4,851+231.6% | $6,427+150.3% | $2,756+483.6% |
| Participant deferral / active EE | $20,289 | $7,075+186.7% | $9,132+122.2% | $4,299+372.0% |
| Admin fee / account holder | $8,089 | $10,489-22.9% | $13,914-41.9% | $6,940+16.6% |