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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,196 | $85,024+91.9% | $70,544+131.3% | $139,466+17.0% |
| Participation rate | 71.4% | 73.9%-2.5pp | 68.4%+3.1pp | 80.3%-8.9pp |
| Annual return | -0.65% | 30.39%-31.0pp | 32.79%-33.4pp | 373.66%-374.3pp |
| Employer contribution / active EE | $3,226 | $3,912-17.6% | $2,976+8.4% | $4,754-32.2% |
| Participant deferral / active EE | $3,553 | $5,891-39.7% | $4,568-22.2% | $6,712-47.1% |
| Admin fee / account holder | $9,342 | $8,928+4.6% | $6,427+45.4% | $11,409-18.1% |