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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,042 | $82,314+101.7% | $68,808+141.3% | $134,532+23.4% |
| Participation rate | 75.0% | 75.1%-0.1pp | 69.0%+6.0pp | 81.2%-6.2pp |
| Annual return | -10.24% | -2.18%-8.1pp | -6.37%-3.9pp | 418.27%-428.5pp |
| Employer contribution / active EE | $4,901 | $3,301+48.5% | $2,656+84.5% | $4,741+3.4% |
| Participant deferral / active EE | $3,394 | $4,740-28.4% | $3,942-13.9% | $6,401-47.0% |
| Admin fee / account holder | $6,544 | $6,484+0.9% | $4,936+32.6% | $11,429-42.7% |