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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,468 | $83,337-55.0% | $67,834-44.8% | $273,972-86.3% |
| Participation rate | 80.0% | 76.4%+3.6pp | 68.8%+11.2pp | 83.0%-3.0pp |
| Annual return | -21.18% | 259.45%-280.6pp | 138.47%-159.7pp | 41.46%-62.6pp |
| Employer contribution / active EE | $0 | $3,287-100.0% | $2,403-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,095 | $4,088-73.2% | $3,160-65.3% | $5,287-79.3% |
| Admin fee / account holder | $1,207 | $6,752-82.1% | $4,622-73.9% | $10,133-88.1% |