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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,798 | $50,643-13.5% | $106,619-58.9% | $55,167-20.6% |
| Participation rate | 65.8% | 65.6%+0.2pp | 78.0%-12.2pp | 69.0%-3.2pp |
| Annual return | 8.58% | 7.02%+1.6pp | 9.42%-0.8pp | 169.23%-160.6pp |
| Employer contribution / active EE | $362 | $1,626-77.7% | $3,947-90.8% | $1,963-81.6% |
| Participant deferral / active EE | $1,701 | $2,208-23.0% | $3,930-56.7% | $3,054-44.3% |
| Admin fee / account holder | $257 | $488-47.4% | $6,418-96.0% | $504-49.1% |