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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,841 | $60,349+17.4% | $74,184-4.5% | $62,881+12.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 5.16% | 21.38%-16.2pp | 17.74%-12.6pp | 20.14%-15.0pp |
| Employer contribution / active EE | $10,433 | $1,680+520.9% | $2,370+340.2% | $2,281+357.4% |
| Participant deferral / active EE | $2,705 | $2,856-5.3% | $3,550-23.8% | $3,203-15.5% |
| Admin fee / account holder | $2,428 | $4,261-43.0% | $5,586-56.5% | $4,296-43.5% |