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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,708 | $72,486+54.1% | $87,103+28.2% | $72,976+53.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 18.82% | 24.46%-5.6pp | 28.19%-9.4pp | 81.02%-62.2pp |
| Employer contribution / active EE | $8,630 | $1,894+355.7% | $2,521+242.3% | $2,440+253.7% |
| Participant deferral / active EE | $4,419 | $3,270+35.1% | $4,049+9.1% | $3,608+22.5% |
| Admin fee / account holder | $3,338 | $5,055-34.0% | $7,491-55.4% | $5,124-34.9% |