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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,932 | $185,856+48.5% | $170,028+62.3% | $139,456+97.9% |
| Participation rate | 77.8% | 87.8%-10.0pp | 87.0%-9.2pp | 80.3%-2.5pp |
| Annual return | 12.54% | 60.52%-48.0pp | 53.39%-40.8pp | 373.45%-360.9pp |
| Employer contribution / active EE | $2,388 | $7,593-68.6% | $6,788-64.8% | $4,753-49.8% |
| Participant deferral / active EE | $6,061 | $11,623-47.9% | $10,409-41.8% | $6,711-9.7% |
| Admin fee / account holder | $8,615 | $15,387-44.0% | $12,820-32.8% | $11,407-24.5% |