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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,676 | $183,988+32.4% | $162,177+50.3% | $152,897+59.4% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 21.50% | 150.79%-129.3pp | 115.60%-94.1pp | 345.43%-323.9pp |
| Employer contribution / active EE | $3,044 | $6,370-52.2% | $5,613-45.8% | $4,764-36.1% |
| Participant deferral / active EE | $8,088 | $8,032+0.7% | $7,297+10.8% | $5,851+38.2% |
| Admin fee / account holder | $34,314 | $13,123+161.5% | $10,843+216.5% | $11,599+195.8% |