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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,092 | $198,457-40.5% | $170,435-30.7% | $147,586-20.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | -8.50% | 257.30%-265.8pp | 205.94%-214.4pp | 578.59%-587.1pp |
| Employer contribution / active EE | $3,237 | $6,183-47.6% | $5,432-40.4% | $4,876-33.6% |
| Participant deferral / active EE | $5,771 | $5,629+2.5% | $4,939+16.8% | $5,439+6.1% |
| Admin fee / account holder | $4,573 | $16,852-72.9% | $13,881-67.1% | $10,886-58.0% |