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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,060 | $209,422-17.8% | $178,503-3.6% | $158,982+8.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.04% | 188.81%-182.8pp | 151.12%-145.1pp | 302.99%-296.9pp |
| Employer contribution / active EE | $3,691 | $5,707-35.3% | $5,011-26.4% | $4,763-22.5% |
| Participant deferral / active EE | $8,970 | $5,955+50.6% | $5,202+72.4% | $5,983+49.9% |
| Admin fee / account holder | $12,116 | $17,079-29.1% | $13,987-13.4% | $11,252+7.7% |