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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,085 | $111,535+273.1% | $105,223+295.4% | $137,256+203.1% |
| Participation rate | 95.2% | 78.1%+17.1pp | 75.0%+20.2pp | 80.0%+15.3pp |
| Annual return | 12.96% | 237.85%-224.9pp | 180.65%-167.7pp | 220.34%-207.4pp |
| Employer contribution / active EE | $16,268 | $3,939+313.0% | $3,689+341.0% | $4,156+291.4% |
| Participant deferral / active EE | $7,561 | $5,500+37.5% | $5,072+49.1% | $6,407+18.0% |
| Admin fee / account holder | $7,993 | $9,721-17.8% | $8,859-9.8% | $12,270-34.9% |