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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,085 | $129,737+220.7% | $119,126+249.3% | $154,746+168.9% |
| Participation rate | 95.2% | 78.9%+16.4pp | 75.8%+19.5pp | 80.7%+14.5pp |
| Annual return | 12.96% | 379.08%-366.1pp | 282.11%-269.1pp | 172.34%-159.4pp |
| Employer contribution / active EE | $16,268 | $4,375+271.8% | $4,034+303.3% | $4,379+271.5% |
| Participant deferral / active EE | $7,561 | $5,842+29.4% | $5,318+42.2% | $6,730+12.3% |
| Admin fee / account holder | $7,993 | $11,961-33.2% | $10,693-25.2% | $14,365-44.4% |