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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,833 | $76,371+49.1% | $93,621+21.6% | $72,976+56.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 24.64% | 25.82%-1.2pp | 32.76%-8.1pp | 81.02%-56.4pp |
| Employer contribution / active EE | $573 | $2,276-74.8% | $2,719-78.9% | $2,440-76.5% |
| Participant deferral / active EE | $4,354 | $3,538+23.0% | $4,070+7.0% | $3,608+20.7% |
| Admin fee / account holder | $2,229 | $6,839-67.4% | $7,890-71.7% | $5,124-56.5% |