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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,236 | $79,961+75.4% | $98,462+42.4% | $75,177+86.5% |
| Participation rate | 84.0% | 70.4%+13.6pp | 75.2%+8.8pp | 67.2%+16.8pp |
| Annual return | 11.75% | 19.75%-8.0pp | 21.17%-9.4pp | 160.75%-149.0pp |
| Employer contribution / active EE | $3,196 | $2,264+41.1% | $3,049+4.8% | $2,671+19.6% |
| Participant deferral / active EE | $6,541 | $3,753+74.3% | $4,738+38.0% | $4,126+58.5% |
| Admin fee / account holder | $28,423 | $6,842+315.4% | $8,875+220.3% | $5,651+402.9% |