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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,722 | $124,330-52.8% | $109,173-46.2% | $167,536-64.9% |
| Participation rate | 94.4% | 79.5%+15.0pp | 75.9%+18.6pp | 82.1%+12.3pp |
| Annual return | 6.54% | 26.04%-19.5pp | 25.75%-19.2pp | 478.82%-472.3pp |
| Employer contribution / active EE | $923 | $4,209-78.1% | $3,723-75.2% | $4,839-80.9% |
| Participant deferral / active EE | $4,166 | $5,256-20.8% | $4,654-10.5% | $6,342-34.3% |
| Admin fee / account holder | $311 | $7,974-96.1% | $6,755-95.4% | $12,315-97.5% |