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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,036 | $107,368-59.9% | $92,915-53.7% | $152,909-71.9% |
| Participation rate | 94.4% | 79.8%+14.7pp | 76.0%+18.4pp | 82.5%+12.0pp |
| Annual return | 9.32% | 145.64%-136.3pp | 109.45%-100.1pp | 345.46%-336.1pp |
| Employer contribution / active EE | $1,068 | $4,222-74.7% | $3,653-70.8% | $4,764-77.6% |
| Participant deferral / active EE | $3,273 | $4,848-32.5% | $4,238-22.8% | $5,851-44.1% |
| Admin fee / account holder | $1,205 | $7,082-83.0% | $5,796-79.2% | $11,601-89.6% |