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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,591 | $115,814-56.3% | $101,275-50.0% | $158,982-68.2% |
| Participation rate | 94.4% | 79.4%+15.1pp | 75.8%+18.6pp | 82.0%+12.5pp |
| Annual return | 8.44% | 56.16%-47.7pp | 46.48%-38.0pp | 302.99%-294.6pp |
| Employer contribution / active EE | $503 | $4,176-87.9% | $3,660-86.2% | $4,763-89.4% |
| Participant deferral / active EE | $3,640 | $4,958-26.6% | $4,371-16.7% | $5,983-39.2% |
| Admin fee / account holder | $503 | $7,249-93.1% | $5,948-91.5% | $11,252-95.5% |