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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,762 | $110,410-44.1% | $102,437-39.7% | $145,897-57.7% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 6.16% | 24.85%-18.7pp | 24.95%-18.8pp | 552.29%-546.1pp |
| Employer contribution / active EE | $1,272 | $4,217-69.8% | $3,871-67.1% | $4,663-72.7% |
| Participant deferral / active EE | $3,572 | $5,622-36.5% | $5,060-29.4% | $6,689-46.6% |
| Admin fee / account holder | $3,547 | $9,745-63.6% | $8,388-57.7% | $13,390-73.5% |