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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,762 | $111,814-44.8% | $103,378-40.3% | $145,978-57.7% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 6.16% | 24.80%-18.6pp | 24.91%-18.7pp | 550.52%-544.4pp |
| Employer contribution / active EE | $1,272 | $4,215-69.8% | $3,870-67.1% | $4,662-72.7% |
| Participant deferral / active EE | $3,572 | $5,618-36.4% | $5,058-29.4% | $6,690-46.6% |
| Admin fee / account holder | $3,547 | $9,764-63.7% | $8,401-57.8% | $13,400-73.5% |