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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,097 | $78,707+75.5% | $117,861+17.2% | $70,126+96.9% |
| Participation rate | 96.2% | 73.2%+23.0pp | 79.7%+16.5pp | 69.5%+26.6pp |
| Annual return | 19.32% | 23.30%-4.0pp | 335.11%-315.8pp | 73.15%-53.8pp |
| Employer contribution / active EE | $8,446 | $2,223+279.8% | $3,786+123.1% | $2,343+260.5% |
| Participant deferral / active EE | $4,358 | $3,297+32.2% | $4,482-2.8% | $3,332+30.8% |
| Admin fee / account holder | $10,954 | $5,066+116.2% | $8,021+36.6% | $4,645+135.8% |