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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,688 | $81,870+91.4% | $119,634+31.0% | $68,490+128.8% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -22.84% | -23.82%+1.0pp | -14.98%-7.9pp | -7.85%-15.0pp |
| Employer contribution / active EE | $10,774 | $2,692+300.3% | $4,232+154.6% | $2,597+314.9% |
| Participant deferral / active EE | $8,776 | $4,148+111.6% | $5,601+56.7% | $4,028+117.9% |
| Admin fee / account holder | $3,887 | $6,583-40.9% | $10,329-62.4% | $5,403-28.1% |