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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,720 | $72,471+306.7% | $94,215+212.8% | $86,983+238.8% |
| Participation rate | 84.4% | 63.9%+20.5pp | 70.0%+14.4pp | 69.5%+14.8pp |
| Annual return | 13.36% | 26.44%-13.1pp | 28.22%-14.9pp | 25.83%-12.5pp |
| Employer contribution / active EE | $2,773 | $1,936+43.3% | $2,675+3.7% | $2,584+7.3% |
| Participant deferral / active EE | $5,242 | $3,397+54.3% | $4,276+22.6% | $4,194+25.0% |
| Admin fee / account holder | $5,854 | $6,468-9.5% | $10,216-42.7% | $7,856-25.5% |