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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,266 | $49,280+253.6% | $67,313+158.9% | $64,173+171.6% |
| Participation rate | 87.5% | 60.8%+26.7pp | 69.1%+18.4pp | 69.6%+17.9pp |
| Annual return | 9.20% | -1.39%+10.6pp | -4.08%+13.3pp | 7.63%+1.6pp |
| Employer contribution / active EE | $2,766 | $1,668+65.8% | $2,566+7.8% | $2,381+16.2% |
| Participant deferral / active EE | $5,636 | $2,484+126.9% | $3,568+57.9% | $3,470+62.4% |
| Admin fee / account holder | $2,426 | $3,863-37.2% | $4,507-46.2% | $4,887-50.4% |