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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,377 | $51,207+363.6% | $70,565+236.4% | $75,177+215.8% |
| Participation rate | 86.7% | 61.0%+25.7pp | 68.4%+18.3pp | 67.2%+19.5pp |
| Annual return | 10.36% | 30.05%-19.7pp | 32.79%-22.4pp | 160.75%-150.4pp |
| Employer contribution / active EE | $2,909 | $1,826+59.2% | $2,976-2.3% | $2,671+8.9% |
| Participant deferral / active EE | $4,965 | $2,850+74.2% | $4,568+8.7% | $4,126+20.3% |
| Admin fee / account holder | $12,327 | $4,097+200.8% | $6,430+91.7% | $5,651+118.1% |