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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,720 | $76,564+284.9% | $105,582+179.1% | $94,015+213.5% |
| Participation rate | 84.4% | 65.2%+19.2pp | 71.8%+12.6pp | 70.8%+13.6pp |
| Annual return | 13.36% | 20.69%-7.3pp | 18.61%-5.3pp | 17.84%-4.5pp |
| Employer contribution / active EE | $2,773 | $1,995+39.0% | $2,984-7.1% | $2,790-0.6% |
| Participant deferral / active EE | $5,242 | $3,320+57.9% | $4,353+20.4% | $4,249+23.4% |
| Admin fee / account holder | $5,854 | $7,129-17.9% | $12,856-54.5% | $8,951-34.6% |