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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,720 | $69,444+324.4% | $92,985+217.0% | $87,485+236.9% |
| Participation rate | 84.4% | 63.3%+21.1pp | 69.5%+14.9pp | 68.9%+15.4pp |
| Annual return | 13.36% | 23.85%-10.5pp | 27.99%-14.6pp | 26.06%-12.7pp |
| Employer contribution / active EE | $2,773 | $1,917+44.7% | $2,662+4.2% | $2,596+6.8% |
| Participant deferral / active EE | $5,242 | $3,364+55.8% | $4,377+19.8% | $4,274+22.7% |
| Admin fee / account holder | $5,854 | $6,137-4.6% | $9,463-38.1% | $7,775-24.7% |