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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,720 | $58,627+402.7% | $76,735+284.1% | $82,448+257.5% |
| Participation rate | 84.4% | 63.2%+21.2pp | 69.5%+14.9pp | 68.1%+16.3pp |
| Annual return | 13.36% | 39.10%-25.7pp | 29.77%-16.4pp | 41.64%-28.3pp |
| Employer contribution / active EE | $2,773 | $1,729+60.4% | $2,454+13.0% | $2,551+8.7% |
| Participant deferral / active EE | $5,242 | $3,134+67.3% | $4,088+28.2% | $4,139+26.6% |
| Admin fee / account holder | $5,854 | $5,323+10.0% | $7,189-18.6% | $7,234-19.1% |