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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,277 | $75,832-68.0% | $147,617-83.6% | $59,633-59.3% |
| Participation rate | 65.9% | 71.6%-5.7pp | 84.6%-18.7pp | 68.7%-2.8pp |
| Annual return | -0.72% | 0.37%-1.1pp | 61.98%-62.7pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $1,650 | $3,485-52.7% | $5,564-70.4% | $2,203-25.1% |
| Participant deferral / active EE | $3,856 | $3,131+23.2% | $4,895-21.2% | $3,192+20.8% |
| Admin fee / account holder | $518 | $5,986-91.3% | $11,612-95.5% | $4,297-87.9% |