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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,801 | $75,962-27.9% | $154,108-64.4% | $64,173-14.6% |
| Participation rate | 86.4% | 70.4%+15.9pp | 83.0%+3.3pp | 69.6%+16.8pp |
| Annual return | -8.78% | 30.32%-39.1pp | 735.21%-744.0pp | 7.63%-16.4pp |
| Employer contribution / active EE | $10,769 | $3,350+221.5% | $5,298+103.3% | $2,381+352.3% |
| Participant deferral / active EE | $8,225 | $3,175+159.1% | $5,081+61.9% | $3,470+137.1% |
| Admin fee / account holder | $742 | $5,589-86.7% | $13,411-94.5% | $4,887-84.8% |