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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,598 | $90,617-76.2% | $79,476-72.8% | $135,382-84.0% |
| Participation rate | 82.4% | 76.1%+6.3pp | 73.3%+9.0pp | 82.6%-0.3pp |
| Annual return | 6.90% | 977.57%-970.7pp | 718.21%-711.3pp | 519.77%-512.9pp |
| Employer contribution / active EE | $1,389 | $3,068-54.7% | $2,800-50.4% | $4,779-70.9% |
| Participant deferral / active EE | $1,463 | $4,050-63.9% | $3,704-60.5% | $5,609-73.9% |
| Admin fee / account holder | $345 | $5,907-94.2% | $5,113-93.3% | $10,829-96.8% |