Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,043 | $64,920-50.6% | $103,693-69.1% | $86,983-63.2% |
| Participation rate | 42.9% | 63.6%-20.7pp | 72.6%-29.8pp | 69.5%-26.7pp |
| Annual return | 10.14% | 30.29%-20.1pp | 47.61%-37.5pp | 25.83%-15.7pp |
| Employer contribution / active EE | $1,742 | $2,141-18.6% | $2,920-40.3% | $2,584-32.6% |
| Participant deferral / active EE | $686 | $3,241-78.8% | $4,579-85.0% | $4,194-83.7% |
| Admin fee / account holder | $1,079 | $6,191-82.6% | $7,858-86.3% | $7,856-86.3% |