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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,293 | $79,184+11.5% | $102,438-13.8% | $74,546+18.4% |
| Participation rate | 81.8% | 74.8%+7.0pp | 76.5%+5.3pp | 67.2%+14.5pp |
| Annual return | 19.14% | 54.95%-35.8pp | 29.37%-10.2pp | 1366.03%-1346.9pp |
| Employer contribution / active EE | $649 | $2,362-72.5% | $3,024-78.5% | $2,624-75.3% |
| Participant deferral / active EE | $4,313 | $4,414-2.3% | $5,054-14.7% | $4,347-0.8% |
| Admin fee / account holder | $1,284 | $2,001-35.9% | $9,448-86.4% | $1,944-34.0% |