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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,412 | $99,652-8.3% | $78,778+16.0% | $147,586-38.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 14.92% | 47.28%-32.4pp | 35.62%-20.7pp | 578.59%-563.7pp |
| Employer contribution / active EE | $0 | $2,796-100.0% | $1,986-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,138 | $3,664-14.3% | $2,958+6.1% | $5,439-42.3% |
| Admin fee / account holder | $23,946 | $7,155+234.7% | $5,134+366.4% | $10,886+120.0% |