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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,422 | $82,630+9.4% | $64,105+41.1% | $125,389-27.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -2.41% | 1489.72%-1492.1pp | 791.24%-793.7pp | 282.24%-284.7pp |
| Employer contribution / active EE | $0 | $2,671-100.0% | $1,820-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,266 | $3,608-37.2% | $2,822-19.7% | $5,352-57.6% |
| Admin fee / account holder | $11,747 | $6,382+84.1% | $4,499+161.1% | $9,541+23.1% |