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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,485 | $56,197+121.5% | $67,652+84.0% | $59,633+108.8% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -1.61% | 18508.10%-18509.7pp | 6625.40%-6627.0pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $1,997 | $1,615+23.7% | $2,266-11.8% | $2,203-9.3% |
| Participant deferral / active EE | $772 | $2,844-72.8% | $3,560-78.3% | $3,192-75.8% |
| Admin fee / account holder | $1,682 | $3,958-57.5% | $4,821-65.1% | $4,297-60.9% |