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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,563 | $80,983+110.6% | $96,544+76.7% | $75,177+126.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 11.92% | 27.05%-15.1pp | 25.88%-14.0pp | 160.75%-148.8pp |
| Employer contribution / active EE | $4,582 | $2,282+100.7% | $2,966+54.5% | $2,671+71.5% |
| Participant deferral / active EE | $4,012 | $3,929+2.1% | $4,851-17.3% | $4,126-2.8% |
| Admin fee / account holder | $923 | $6,717-86.3% | $8,254-88.8% | $5,651-83.7% |